The PXP managed payment service is hosted in a Payment Card Industry – Data Security Standard (PCI-DSS) Level 1 Data Centre and our software is Payment Application – Data Security Standard (PA-DSS) certified, which means we meet the highest level of data security standard set by the payment card industry body. So, you can be comfortable knowing that your customer’s card data is being processed and stored with the highest level of security available. To confirm our listing, visit the Visa Europe website here http://www.visa.com/splisting/searchGrsp.do.
Format Preserving Tokenization
Our sophisticated but easy to use tokenization solution can greatly improve your customer experience, by allowing you to recall previous card transactions securely across all channels without storing the card data yourself. This can lead to easy refund and recharge across any sales channel your customer wishes to use. PXP creates tokens using Format Preserving Encryption (FPE) so that existing business applications and databases that would have stored card numbers do not have to be modified to store the tokens. FPE is applied to PAN data in order to generate the substitute value which passes the LUHN check and a PCI scan.
PXP offers a wide variety of fraud and risk tools for merchants - from sophisticated device fingerprinting to our unique smart logic 3D-secure. They have all been designed to reduce customer friction during the check-out process to improve conversion while reducing risk of fraudulent transactions and guaranteeing payment into the merchant’s account.